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it=s0.addItem(3,4,5,"  Welcome  ",n,n,"","home.php",n,n,n,"home.php",n,0,0,2,0);
it=s0.addItem(3,4,5,"  About  ",n,n,"","firmprofile.php",n,n,n,"firmprofile.php",n,0,0,2,0);
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it=s1.addItem(7,8,9,"  Services For Individuals  ",n,n,"","indservices.php",n,n,n,"indservices.php",n,0,0,2,0);

it=s2.addItem(7,8,9,"  Personal Financial Planning  ",n,n,"","personalfinplan.php",n,n,n,"personalfinplan.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Estate Planning  ",n,n,"","estateplan.php",n,n,n,"estateplan.php",n,0,0,2,0);
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it=s1.addItem(7,8,9,"  This Month's Newsletter  ",n,n,"","newsletter.php",n,n,n,"newsletter.php",n,0,0,2,0);
it=s1.addItem(7,8,9,"  Previous Newsletters  ",n,n,"","archive.php",n,n,n,"archive.php",n,0,0,2,0);
it=s1.addItem(7,8,9,"  Today's News and Weather  ",n,n,"","dailynews.php",n,n,n,"dailynews.php",n,0,0,2,0);
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it=s1.addItem(7,8,9,"  Life Events  ",n,n,"","cat-lifeevents.php",n,n,n,"cat-lifeevents.php",n,0,0,2,0);

it=s2.addItem(7,8,9,"  Getting Married  ",n,n,"","cat-gettingmarried.php",n,n,n,"cat-gettingmarried.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Preparing For College  ",n,n,"","cat-preparecollege.php",n,n,n,"cat-preparecollege.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Improving Your Credit  ",n,n,"","cat-improvecredit.php",n,n,n,"cat-improvecredit.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Choosing A Professional  ",n,n,"","cat-chooseprofessional.php",n,n,n,"cat-chooseprofessional.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Buying Insurance  ",n,n,"","cat-buyinginsurance.php",n,n,n,"cat-buyinginsurance.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Getting a Loan  ",n,n,"","cat-gettingloan.php",n,n,n,"cat-gettingloan.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Planning For Retirement  ",n,n,"","cat-retirement.php",n,n,n,"cat-retirement.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Buying & Maintaining A Car  ",n,n,"","cat-buycar.php",n,n,n,"cat-buycar.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Planning Your Estate  ",n,n,"","cat-planestate.php",n,n,n,"cat-planestate.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Avoiding Scams  ",n,n,"","cat-avoidscams.php",n,n,n,"cat-avoidscams.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Coping with Major Illness  ",n,n,"","cat-majorillness.php",n,n,n,"cat-majorillness.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Coping with Death of a Loved One  ",n,n,"","cat-copingdeath.php",n,n,n,"cat-copingdeath.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Improving Your Retirement  ",n,n,"","cat-improveretirement.php",n,n,n,"cat-improveretirement.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Handling Other Situations  ",n,n,"","cat-othersituations.php",n,n,n,"cat-othersituations.php",n,0,0,2,0);
it=s1.addItem(7,8,9,"  Business Strategies  ",n,n,"","cat-businessstrat.php",n,n,n,"cat-businessstrat.php",n,0,0,2,0);

it=s2.addItem(7,8,9,"  Starting A Business  ",n,n,"","cat-startbusiness.php",n,n,n,"cat-startbusiness.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Securing Business Loans  ",n,n,"","cat-businessloans.php",n,n,n,"cat-businessloans.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  7 Biggest Misconceptions Business Owners Have About Their Returns  ",n,n,"","rep-misconceptions.php",n,n,n,"rep-misconceptions.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  The Home Office Deduction  ",n,n,"","rep-homeoffice.php",n,n,n,"rep-homeoffice.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  How To Make Money on Vacation  ",n,n,"","rep-vacation.php",n,n,n,"rep-vacation.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Form of Business Organization: Which Should You Choose?  ",n,n,"","bs-businessorgform.php",n,n,n,"bs-businessorgform.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Tax Saving Strategies: A Helpful Checklist  ",n,n,"","ts-checklist.php",n,n,n,"ts-checklist.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  The \"Nanny Tax\" Rules: What To Do If You Have Household Employees  ",n,n,"","le-nannytax.php",n,n,n,"le-nannytax.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  The \"Nanny Tax\" Rules: Frequently Asked Questions  ",n,n,"","faq-thenannytaxrules.php",n,n,n,"faq-thenannytaxrules.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Higher Education Costs: How To Get The Maximum Deduction  ",n,n,"","le-highereducation.php",n,n,n,"le-highereducation.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Tax Benefits of Higher Education Costs: Frequently Asked Questions  ",n,n,"","faq-taxbenefitsofhigheredu.php",n,n,n,"faq-taxbenefitsofhigheredu.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Selling Your Home: How To Minimize The Tax On The Gain  ",n,n,"","le-sellhometax.php",n,n,n,"le-sellhometax.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  The Deductibility of Points  ",n,n,"","le-deductibilitypoints.php",n,n,n,"le-deductibilitypoints.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Annuities: How They Work and When You Should Use Them  ",n,n,"","le-annuities.php",n,n,n,"le-annuities.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Retirement Assets: Frequently Asked Questions  ",n,n,"","faq-retirementassets.php",n,n,n,"faq-retirementassets.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Retirement Plan Distributions: When To Take Them  ",n,n,"","le-retirementdistwhen.php",n,n,n,"le-retirementdistwhen.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Traditional & Roth IRAs: Frequently Asked Questions  ",n,n,"","faq-traditionalandrothiras.php",n,n,n,"faq-traditionalandrothiras.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Recordkeeping For Your Taxes: Frequently Asked Questions  ",n,n,"","faq-recordkeepingforyourtaxes.php",n,n,n,"faq-recordkeepingforyourtaxes.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Advanced Charity Techniques: Maximizing Your Deduction  ",n,n,"","le-advcharity.php",n,n,n,"le-advcharity.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Flexible Spending Account Savings Calculator  ",n,n,"","http://www.acctsite.com/calcs/Payroll125.html",n,n,n,"http://www.acctsite.com/calcs/Payroll125.html","new",0,0,2,0);
it=s2.addItem(7,8,9,"  Our Tax Preparation Service  ",n,n,"","taxprep.php",n,n,n,"taxprep.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Investment Basics: What You Should Know  ",n,n,"","is-investmentbasics.php",n,n,n,"is-investmentbasics.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  The Secret of Creating Wealth  ",n,n,"","rep-createwealth.php",n,n,n,"rep-createwealth.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Buying On Margin: How It Works and What To Watch Out For  ",n,n,"","is-buymargin.php",n,n,n,"is-buymargin.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Financial Planning Checklist  ",n,n,"","rep-financialchecklist.php",n,n,n,"rep-financialchecklist.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Investment Clubs: What You Need To Know  ",n,n,"","is-investmentclubs.php",n,n,n,"is-investmentclubs.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Swap Tactic Lets You Defer Capital-Gains Tax  ",n,n,"","rep-swaptactic.php",n,n,n,"rep-swaptactic.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Changing Jobs? Don’t Forget Your 401(k)  ",n,n,"","rep-changingjobs.php",n,n,n,"rep-changingjobs.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  How Brokers Execute Trades: What Every Investor Should Know  ",n,n,"","is-brokertrades.php",n,n,n,"is-brokertrades.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Investing In Mutual Funds: The Time-Tested Guidelines  ",n,n,"","is-mutualfunds.php",n,n,n,"is-mutualfunds.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Mutual Fund Taxation: How To Cut The Tax Bite  ",n,n,"","ts-mutualtax.php",n,n,n,"ts-mutualtax.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  Stocks: Frequently Asked Questions  ",n,n,"","faq-stocks.php",n,n,n,"faq-stocks.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Bonds: Frequently Asked Questions  ",n,n,"","faq-bonds.php",n,n,n,"faq-bonds.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Penny Stocks: How To Investigate Them and Avoid the Traps  ",n,n,"","is-pennystocks.php",n,n,n,"is-pennystocks.php",n,0,0,2,0);
it=s2.addItem(7,8,9,"  Annuities: How They Work and When You Should Use Them  ",n,n,"","le-annuities.php",n,n,n,"le-annuities.php",n,0,0,2,0);
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it=s2.addItem(7,8,9,"  10 Retirement Saving Tips  ",n,n,"","rep-10retirementtips.php",n,n,n,"rep-10retirementtips.php",n,0,0,2,0);
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